There are about as many types of personal injury lawsuits as there are various ways to be hurt. Personal injury law includes a wide variety of situations, from vehicle accidents to slip and falls. As a result, no two legal matters will proceed in the same manner. When it comes to determining how severe an accident is, who was to blame, not whether it’s covered by insurance, there are several factors to consider.
Considerations for personal injury claims will be examined in depth by the private injury law company of Radkey Gordon. Links to more detailed explanations of each stage are also provided to assist you in making an informed decision about the best way to proceed in your particular situation.
Determine Whether An Insurance Policy covers the Incident
In the event of an accident, you may want to seek out whether the person responsible has insurance that will cover the cost of any compensation you get. Does insurance cover the other motorist after a collision? Who owns the property where you slipped and fell, and does the property owner have liability coverage in the event of your injury?
If a jury awards you damages in a personal injury case, this might impact whether or not you’ll be able to collect them. With no appropriate insurance coverage and minimal assets, the defendant may not be able to collect on their judgment, making the outcome less than desirable. Consider the severity of your injuries, not whether you have enough insurance to handle the resulting expenses. Before launching a case against someone who doesn’t have insurance, consider whether or not your injuries were severe enough to warrant pursuing legal action.
In other words, if the injuries are severe and the other person is clearly at blame for the underlying incident, you’ll likely want to continue regardless of whether or not the other person has an insurance policy. Let them work out the nitty-gritty.
Determine Whether You Need A Personal Injury Lawyer
Unless your injuries are minor and you’re convinced you can secure a fair settlement on your own, it’s in your best interest to consult with such a personal injury lawyer at the very least. Think about the difference between talking to an attorney and employing one. As a rule, most personal injury attorneys are pleased to give a free first consultation in which they review the grounds of your case and detail all of your alternatives.
If a settlement or a court decision in favor of the client is reached, the client pays the attorney’s fee. This is known as a “contingency fee.” The attorney then receives a share of the settlements or judgment as a fee for their services.
Even though you may not afford an attorney, if you have a large amount of money and a complicated legal matter at risk, it may be in your best interest to hire one.
Decide Whether Or Not To Pursue Legal Action
In the great majority of all personal injury cases, a settlement is reached before a trial, and many are settled before a civil complaint is launched.
You don’t have to go to court to compensate for your injuries; there are other options. If you have insurance, you may make “third party claims” against the insurance company of the individual who caused the accident. You’d acquire the name and policy number of another person’s insurance company. After that, you should submit a claim notice to the firm with your contact information; the insured’s contact information, the date of an accident, and a letter declaring that you have been injured and wish to file a claim. Keep it general at this stage. In the course of talks and communication, like the demand letter, this will be addressed.
As a last resort, you may file a personal injury lawsuit in the local office of your state’s civilian case if your insurance payout stalls or settlement discussions fail. You should bear in mind the statute of limitations for personal injury claims in your state. It’s essential to know and follow this rule since it establishes a time restriction to bring a lawsuit after you’ve been injured.