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Millennials have notoriously been lagging behind previous generations when it comes to homeownership. However, things are changing. Millennials are now driving the home market. For several years in a row, Millennials have made up the largest group of homebuyers, at 34%. If you are a Millennial looking to buy a house in 2018, you should make the following points your top considerations.

Consider Financing

The main reason Millennials have put off buying homes is because of their financial situation. Millennials are notoriously not as financially well-off as their parents and it has impeded their ability to buy a house. Millennials looking to buy a home in 2018 need to make sure they are ready for such an important financial step.

There are numerous financing options that can make buying a home easier for Millennials.

FHA loans in particular, with down payments as low as 3.5%, are good deals. When considering how much money you’ll need for the particular house that you’re interested in, remember that you don’t have to be living at the same standard of your parents who are most likely years ahead of you financially.

Don’t feel the pressure to have the best house out there. Narrow down your options to your needs and basic wants, and then seek the financing options that match that.

Consider a Real Estate Agent

Millennials looking to buy a home need to decide whether or not they want to use a real estate agent. There are numerous advantages to using a real estate agent as a buyer. Unlike when you are selling, buyers won’t owe the agent a commission from the sale price of the home.

Real estate agents can take your wants and needs into account to find a selection of homes you may be interested in. Real estate agents also have advance knowledge of homes that will be coming on the market. This means you will be able to get your offer in faster and be more likely to get the contract.

Consider the Legal Aspects of Closing

Many Millennials rent, meaning they are passingly familiar with tenant law. However, the laws of property transference might be new ground. It is pertinent for first-time Millennial homebuyers to work with a professional real estate attorney, like those from Stoddard Law Firm, to ensure their closing goes off without a hitch.

In many cases, your real estate agent will handle this. However, if you’ve chosen to buy without an agent, you will want an attorney on your side to ensure there are no problems with the transfer of property.

Consider the Future

Because Millennials have waited so long to start buying homes, they may be in the market for a bigger house. The traditional starter home might be skipped over in favor of a forever home. Always consider the future when buying a home.

If you plan to have kids, ensure the home will be big enough for them, or plan to move when that time comes. If you want pets, like many Millennials do, consider a fenced-in yard.

It is time for Millennials to start buying homes. With a solid housing market, 2018 will be a great year to take the plunge. Plan accordingly and start shopping so you can finally have the home you’ve wanted.

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Wine is an alcoholic drink made from fermented grapes, and is a beverage that is enjoyed by many people in Shanghai. Deepening on taste, those who want to buy wine in Shanghai will prefer red, rose or white and perhaps have a favourite brand. There are many different flavours and many different types of the drink available, which is why so many people enjoy it. The same type of wine from the same place can taste slightly different as the creation process is never quite the same. This variety makes it exciting to drink with loved ones, to attend wine festivals and to personally taste because each drinking experience is a new experience.

Consumers get to discuss the different body, fullness, and crispness while relaxing after a long and hard day. Those wanting to buy wine in Shanghai usually prefer to purchase from Australia because of the competitive prices and amazing tastes. This article will explore some quick tips to buying wine overseas, so residents looking to buy wine in Shanghai can have the most pleasant experience possible.

Decide on a budget

There is no use finding a company that sells premium quality wine if that is not in the budget. Conversely, if the most expensive wine is wanted, then there is no use is searching on websites that sell budget beverages. The first step to ordering from overseas is deciding on how much is going to be spent on the purchase. It is important to factor in shipping costs, and to understand that most companies have a minimum purchase amount in order to deliver overseas.

Research, research, research

When purchasing online it is imperative to do a lot of research. Visit several different websites to see what flavours and brands they offer, as well as how they grow their products and the methods used to create the drinks. Read about other experiences had and contact different companies to get a rough idea of prices. Read the fine print everywhere and decide on what business seems the most ideal and has the easiest shipping process.

Check the import policies in your country

Every country has different policies when it comes to importing alcohol. They may be a tax to be paid, which can later be claimed back. Establishing this before ordering is essential in order to reduce any unexpected costs in the long run. It is important to figure out what happens if a shipment is lost, stolen or broken and it is imperative to make sure that a purchase is insured. Before of the amount of time it takes to ship and the amount of discrepancy that can occur between point a and point b, many place larger orders so they don’t have to roll the dice with as many shipments throughout the year.

Speak with others who have ordered from overseas

To get an idea of what the process is going to be like, it can be a great idea to speak with others who have ordered from overseas. They will have the best idea of what surprises may occur and what mistakes can be avoided. If nobody can be found that has ordered from overseas, there may be blogs or YouTube videos dedicated to the experience with tips and tricks to a hassle-free delivery. It doesn’t matter what type of alcohol is shipped, whether it be gin, vodka or rum, the rules apply to them all. However there can be a variation in the tariffs imposed on each type of beverage, so please check accordingly.

Buy with others

A great tip to buying from overseas is to purchase with others. As many Australian companies will only ship larger orders, ordering with others is a great way to get around this. This way a few different wines can be ordered rather than having to order several bottles. This also eliminates the number of orders that have to be placed during the year and everyone can come together to buy in bulk.

Order samples

Finally, a great tip to purchasing from overseas it to order samples. Samples of lots of different brands, colours and flavours can be ordered so buyers are not stuck with a huge case of a wine they do not enjoy. If a sample option cannot be found on a website, it is perfectly acceptable to contact a company to arrange. Great businesses will be happy to help and understand how tedious is can sometimes be when buying overseas. While, of course, no two batches ever taste exactly the same, a rough idea can be garnered by testing out a sample.

At the end of the day, it can sometimes be difficult when you buy wine Shanghai. However, the good outweighs the bad as a beautiful and interesting drink can be enjoyed with loved ones.