If you are injured because of someone else’s malice or negligence, you may be able to file a personal injury claim. Whether that is a slip or fall at work, or an injury sustained in a car accident, you may be entitled to compensation to help you get back on your feet. If you decide that this is the route to go down, here are the steps that you need to take.
Check if Their Policy Covers the Incident
Once you have decided that you want to start investigating the logistics of filing a personal injury claim, the first thing that you should do is to assess whether the person you are claiming against has an insurance policy that will cover any payout they have to make to you. In some cases, this is really obvious. For example, if you are involved in a car crash that is someone else’s fault, then their car insurance should cover any resulting damages.
However, if you are injured in a trip or a fall at someone else’s property, you will need to work out who owns the property and what kind of insurance they hold. It is important that you do this before anything else, because if the defendant does not hold any insurance, it might not be possible to collect any damages from them even if they are awarded to you. Remember, receiving a judgement in your favor and receiving compensation from whoever you claim against are two different processes.
Decide Whether to Hire a Personal Injury Lawyer or Not
The vast majority of personal injury claimants will want to work with a personal injury attorney. A personal injury attorney will be able to guide you through the process and help you to establish whether your case even has merit or not. You will find personal injury lawyers available throughout the country, many of whom will have decades of experience in arguing these cases.
Find a personal injury lawyer near you like these Indianapolis personal injury lawyers, that offer a free consultation before you decide whether to hire them or not. Most lawyers should be happy to offer you this service. Having a lawyer on your team will ensure that the entire process proceeds as smoothly and quickly as possible. They are more than worth the asking price.
Assess the Merits of Your Case
A little-known fact about personal injury claims is that the majority of them will never make it into a courtroom. Instead, the majority of defendants prefer to settle the matter out of court and avoid having a huge judgement awarded against them.
A personal injury lawyer will be able to tell you whether you have a case or not, and they will also be able to alert you if something happens during the process that undermines your claim. If there is any doubt as to whether you will ultimately be successful or not, you will need to decide whether it is worth your time and money proceeding.
Decide What You Want to Get Out of It
You should try to work out at the very beginning of the process exactly what it is that you want to get out of it. Some people want financial compensation for the injury, whereas others just want an acknowledgement of wrongdoing and an apology. Once you know what you want to get out of this, you can discuss it with your attorney and they can tell you whether it is realistic or not.
Filing a personal injury claim is much easier than many people realize. It doesn’t have to be a difficult or expensive process, and a personal injury lawyer will be able to tell you what to expect. If you think you have a valid claim, contact an attorney today.